Understand the cost of a fresh start.
See the borrowing, costs and tradeoffs behind a refinance scenario.
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View your results ↓Your plan takes shape here.
Enter a lender-quoted penalty to complete the comparison. A missing penalty is not treated as zero. You can save this plan and return with your quote.
A clearer next conversation.
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Planning estimates only. No offered rate, approval or eligibility assessment. Fixed-rate calculations use a Canadian nominal rate compounded semiannually, with monthly payments. Results exclude costs not explicitly entered. Rule review: 6 November 2026.