A clearer plan for your renewal.
Explore payment changes, build your timeline and prepare your next steps.
Free to explore. No account needed.Your figures
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View your results ↓Start with your renewal date.
Suggested planning stages. Confirm actual deadlines and arrangements with your lender.
Add your estimated balance at renewal, remaining amortization, current payment and three rates to see payment scenarios. Your timeline works while those figures are unknown.
Assumptions & things to check
Today’s balance is not projected forward. Use an estimated renewal-date balance from your lender. Payments cover principal and interest only. Longer amortization can lower payments while increasing total interest.
Read FCAC renewal guidance ↗Assumptions & things to check
Today’s balance is not projected forward. Use an estimated renewal-date balance from your lender. Payments cover principal and interest only. Longer amortization can lower payments while increasing total interest.
Read FCAC renewal guidance ↗A clearer next conversation.
Bring your questions to a real person. Your figures stay here unless you choose to include them in a message.
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Planning estimates only. No offered rate, approval or eligibility assessment. Fixed-rate calculations use a Canadian nominal rate compounded semiannually, with monthly payments. Results exclude costs not explicitly entered. Rule review: 6 November 2026.